If you haven’t had a conversation about interest rates or increase cost of….well anything – then you having been living under the proverbial rock! With the Reserve Bank of Australia increasing the cash rate for the first time in over 10 years it is a popular topic right now.

It’s a common issue that when you’re growing your business you often need finance to assist. In today’s episode we break down the most common types of Asset Finance, and how they apply to what you are trying to achieve.

If you have a company or a registered business name then you should be familiar with ASIC otherwise known as the Australian Securities and Investments Commission. In this episode Trudi and Sarah talk about ASIC as a regulator and some of the areas they are responsible for. We also talk about the companies register and the current project to merge more than 30 registers into one to improve reporting and efficiencies.

We all know what income tax is, and have some idea how GST works (it’s just 10% right?) but do you know about some of the smaller taxes that apply to businesses?

If you talk to any advisor they will have a story about a client who came to them wanting to follow some advice they have received at the pub/bbq/park. While you might receive some advice that is appropriate, if you are not talking to a qualified advisor they may not have taken into account all of your specific circumstances that are so relevant to any piece of advice (whether accounting, legal, finance etc.).

We so often talk to business owners about protecting their personal assets from any risk associated with owning a business. In this episode we focus on how to protect your business and business assets.

Nick joins us once again for the 3rd and final in a mini series to talk about SMSFs or Self Managed Superannuation Funds. These are very common among those who run their own business and those who want to have more control over how their superannuation is invested.

Nick Zara from Consilium Wealth again joins us to explain to us the ins and outs of Superannuation...you know that 10% your employer puts away for your retirement?

This week we invite back Nick Zara to talk to us about investing. Nick helps us to debunk common myths about investing and the stock market. As well as talking through just exactly how to navigate stock market as a first-time investor, how to choose what to invest in, the importance of diversification and how to level up as an investor.

If you haven’t yet listened to the previous episode on break even analysis- STOP WHAT YOU ARE DOING- and listen to that one first. This is a follow on episode that works through how to price your product/service. Trudi and Sarah also talk about why women often under price/value themselves, the importance of research and making sure you factor your own wage into the pricing of your products.

This is a short but important episode where Sarah and Trudi take you through what is break even analysis and how it should be used when pricing your products or services. Download the free example spreadsheet here and follow along with two examples of break even calculations and then have a go at calculating the break even point in your own business.

In this episode Sarah and Trudi talk about the importance of understanding your businesses financial books. They talk through some of the terminology and explain what the reports are for, but most importantly explain why each report is important and how it can help you in your business.

A very quick episode to let you all know what's in store for this season!